our difference

what sets us apart

  • VCM was founded by industry leaders who have hands-on experience designing, running, and optimizing captive and strategic finance programs for some of the world’s most recognized manufacturers, dealers, and lenders.

  • We don’t theorize — we operationalize. Our unmatched experience ensures your financing program is not only built to win today, but designed to evolve and dominate tomorrow.

  • Delivering captive-style benefits without requiring OEMs to own a bank.

  • Unique problem solving and bridging gaps for mutual benefit between capital providers, equipment manufacturers and dealers.

  • We’re not consultants, we deliver measurable outcomes, reduced friction, and accelerated sales.

  • We leverage analytics, competitive intelligence and market insights to design programs that win.

  • We handle lender relations, portfolio performance, and day-to-day execution, freeing you to focus on growth.

  • Access to top lenders, funding partners, and technology providers.

  • Equip your sales teams to lead with payment solutions instead of discounting.